![]() ![]() If your case doesn't settle, you'll have chances to tell your story in more detail later. Keep your demand letter business-like and factual. The adjuster who will read your demand letter wants facts-what happened, how it happened, how you were hurt, and your damages. To the insurance company, yours is just another case among thousands. But as a rule, you want to keep your emotions out of a personal injury demand letter. You're writing this demand letter about something bad that happened to you. Preparing Your Demand Letter: Style and Toneīefore we cover what you should include in your demand letter, let's talk about style and tone. You'll be better prepared to go to court if you don't settle and have to file a lawsuit. Taking these sorts of steps helps you think through every aspect of your case, including the facts, the applicable law, and the evidence you'll need to prove your claim. You must track down witnesses and get statements. You'll have to contact doctors' offices, hospitals, pharmacies, and other providers to gather medical records and bills. You'll need written proof of any wages and benefits from your employer that you've lost as a result of your injuries. In an auto accident case, for example, part of your preparation would be getting the police report and, if possible, speaking to the reporting officer. Before you begin writing, you'll need to gather the evidence to prove your case. Writing a demand letter to an insurance company is a process, one that takes time and effort. A Demand Letter Helps You Organize Your Case If the adjuster takes you and your case seriously, that, too, increases the odds of a settlement. A well-written demand letter backed up by solid evidence sends the insurance company a message: You know what you're doing and you won't just go away. These are people who are responsible for dozens, even hundreds, of personal injury claims. Keep in mind that in most cases, your demand letter is going to an insurance company adjuster. In short, your chances of getting paid are likely to increase when you make your case in writing. Even if earlier conversations with your opponent have gone nowhere, laying out the facts, your injuries, and the reasons why the other side is responsible may jump start settlement negotiations. The ultimate goal of any demand letter is to prompt settlement without a lawsuit. Lawsuits are expensive, time consuming, and stressful. Because it requires that you explain your position, it helps you get your case organized.ġ. ![]()
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